Our company is in contact with all major domestic banks and leasing companies, thus ensuring you the most favourable financing solution, whether it is a “VAT-FREE” or a HUF+VAT transaction. With the help of our finance advisor, the loan/lease and related insurance offers you need to buy a car are available locally, taking the entire burden off your shoulders and making the A-Z process easy.
We help you to prepare financing applications, choose the right scheme, conclude financing contracts, prepare the related documentation and follow the whole process through to the final accounting documents.
We typically offer closed-end and open-end finance leasing, but if required, related loans are also available when machinery subsidies are available. The schemes are available in both fixed and variable rates, typically in HUF, but EUR-based financing is also available on request, subject to conditions. Typically, our partners opt for the 5-year scheme, but the term can be up to 7 years. Financing is available for as little as 10% equity.
As part of our leasing promotion, you can now buy our machines for a fixed annual lease of 3% for 3, 5 or even 7 years, with twice-yearly (October, January) seasonal repayments! The age of the financed machine must not exceed 15 years at the end of the lease.
If you do not have the necessary own funds for the construction, we have a possible solution to facilitate this, but you can also reduce the required own funds to 0,-Ft by adding a machine. If the conditions are met, we recommend the fixed 3% forint-based leasing of the favourable Széchenyi leasing MAX+ construction available on the market, where, if the legal conditions are met, the corporate tax payable can be reduced by up to 100% of the interest on the leasing fee as an investment tax benefit, so the interest on the leasing can be reduced to 0.0%! The information is not exhaustive, please contact us for details!
Main product features of the Széchenyi Leasing MAX + scheme:
–the amount that can be financed is minimum HUF 3 million, maximum HUF 400 million
– the maturity is 36-84 months (minimum 3, maximum 7 years)
Interest rates and charges:
- transaction interest: 3%
- interest subsidy rate: 6.0%,
- the net interest payable by businesses: 3%
- net management fee: 0% (0.5% of the management fee is subsidised)
- The interest and management costs to be paid also include state aid, which is fixed for the entire duration of the loan.
- Contract conclusion fee: a 2.5% of the leasing amount (maximum HUF 2.5 million)
- the scheme is available in closed-end or open-end financial leasing products, therefore it cannot be used to finance investments that are subject to a tender!
- Repayment schedule: monthly, quarterly and seasonal repayment frequency is possible.
- Lease type: closed-end and open-end leases
- Devizanem: HUF
- Beneficiaries: small and medium-sized enterprises: partnerships, sole proprietorships, individual entrepreneurs, farmers, family farms of farmers
The information is not exhaustive, please contact us for detailed information!
The leasing financing we offer is asset-based, so no additional collateral is required and no other source is tied up. If the age or the amount of the machine does not allow for normal lease financing, we can also offer a solution through other loan structures.
Whether you’re an individual, a farmer, a family farmer, a sole trader or a company, we can find the financing you need.
Have a question? Call us on +36 30 313 0760!
We have an extensive, multi-country supplier network across the European Union. VAT FREE” machinery procurement is now easily available. When you buy a John Deere machine with our VAT MENTES scheme, you are in effect buying it directly from a dealer in another EU Member State, thus benefiting from the advantages of EU sourcing (which we can also handle completely on your behalf).
If you are a VAT payer with an EU VAT number, you can buy the machine “VAT FREE”, i.e. without actually paying VAT. This can also significantly reduce the purchase price of the agricultural machinery you wish to buy and the amount of financing required.
The “VAT-FREE” purchase of machinery is particularly advantageous for agricultural businesses that are exclusively engaged in crop production and are therefore usually only in a VAT refund position!